30 Cities Where the Middle Class Is Thriving (2024)

Money / Economy

5 min Read

30 Cities Where the Middle Class Is Thriving (1) Written by Jordan Rosenfeld

30 Cities Where the Middle Class Is Thriving (2) Edited by Gary Dudak

30 Cities Where the Middle Class Is Thriving (3)

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The American middle class is often depicted as a kind of mythical economic group living in perfect financial balance. In fact, the middle class continues to shrink in much of the country amid recent economic challenges and the constant rise in cost of living.

Fortunately, there are some cities where the middle class is thriving.

In order to find out where the middle class is doing better than usual, GOBankingRates analyzed data from the U.S. Census on the 200 largest cities. The study, using the latest data from 2022, examined the growth of middle-class incomes, households, businesses and industries that employ them.

But, what is considered middle class? Middle class is ultimately based on income. According to Pew Research, middle-class incomes are two-thirds to double the national median, a wide range that can vary quite a lot from place to place.

For example, Hialeah, Florida’s median household income is $49,531, making its middle-class income range from $33,021 to $99,062. But in Chula Vista, California, the median household income is $101,984, making its middle-class income range from $67,989 to $203,968.

Read on to find out where America’s middle class is thriving.

Boise, Idaho

  • Median household income 2022: $76,402
  • Five-year median income growth: 40.1%
  • Middle-class income range: $50,935 to $152,804

Denver

  • Median household income 2022: $85,853
  • Five-year median income growth: 42.9%
  • Middle-class income range: $57,235 to $171,706

Fort Lauderdale, Florida

  • Median household income 2022: $75,376
  • Five-year median income growth: 44.1%
  • Middle-class income range: $50,251 to $150,752

Grand Rapids, Michigan

  • Median household income 2022: $61,634
  • Five-year median income growth: 38.9%
  • Middle-class income range: $41,089 to $123,268

Palmdale, California

  • Median household income 2022: $78,414
  • Five-year median income growth: 38.3%
  • Middle-class income range: $52,276 to $156,828

Worcester, Massachusetts

  • Median household income 2022: $63,011
  • Five-year median income growth: 37.4%
  • Middle-class income range: $42,007 to $126,022

Mesa, Arizona

  • Median household income 2022: $73,766
  • Five-year median income growth: 41.4%
  • Middle-class income range: $49,177 to $147,532

Newark, New Jersey

  • Median household income 2022: $46,460
  • Five-year median income growth: 33.4%
  • Middle-class income range: $30,973 to $92,920

Santa Ana, California

  • Median household income 2022: $84,210
  • Five-year median income growth: 47.3%
  • Middle-class income range: $56,140 to $168,420

Chula Vista, California

  • Median household income 2022: $101,984
  • Five-year median income growth: 45.3%
  • Middle-class income range: $67,989 to $203,968

Chattanooga, Tennessee

  • Median household income 2022: $57,703
  • Five-year median income growth: 37.7%
  • Middle-class income range: $38,469 to $115,406

Fontana, California

  • Median household income 2022: $93,230
  • Five-year median income growth: 36.5%
  • Middle-class income range: $62,153 to $186,460

Pictured: Rancho Cucamonga

Port St. Lucie, Florida

  • Median household income 2022: $75,040
  • Five-year median income growth: 38.8%
  • Middle-class income range: $50,027 to $150,080

Spokane, Washington

  • Median household income 2022: $63,316
  • Five-year median income growth: 41.4%
  • Middle-class income range: $42,211 to $126,632

Sacramento, California

  • Median household income 2022: $78,954
  • Five-year median income growth: 44.6%
  • Middle-class income range: $52,636 to $157,908

Seattle

  • Median household income 2022: $116,068
  • Five-year median income growth: 45.9%
  • Middle-class income range: $77,379 to $232,136

Jersey City, New Jersey

  • Median household income 2022: $91,151
  • Five-year median income growth: 45.3%
  • Middle-class income range: $60,767 to $182,302

Orlando, Florida

  • Median household income 2022: $66,292
  • Five-year median income growth: 45.9%
  • Middle-class income range: $44,195 to $132,584

Surprise, Arizona

  • Median household income 2022: $87,756
  • Five-year median income growth: 39.5%
  • Middle-class income range: $58,504 to $175,512

Oakland, California

  • Median household income 2022: $94,389
  • Five-year median income growth: 49.2%
  • Middle-class income range: $62,926 to $188,778

Tacoma, Washington

  • Median household income 2022: $79,085
  • Five-year median income growth: 42.5%
  • Middle-class income range: $52,723 to $158,170

Laredo, Texas

  • Median household income 2022: $60,928
  • Five-year median income growth: 47.5%
  • Middle-class income range: $40,619 to $121,856

Lancaster, California

  • Median household income 2022: $71,367
  • Five-year median income growth: 44.7%
  • Middle-class income range: $47,578 to $142,734

Pictured: Glendale, California

Atlanta

  • Median household income 2022: $77,655
  • Five-year median income growth: 50.2%
  • Middle-class income range: $51,770 to $155,310

Stockton, California

  • Median household income 2022: $71,612
  • Five-year median income growth: 48.0%
  • Middle-class income range: $47,741 to $143,224

Salinas, California

  • Median household income 2022: $84,250
  • Five-year median income growth: 53.6%
  • Middle-class income range: $56,167 to $168,500

San Bernardino, California

  • Median household income 2022: $61,323
  • Five-year median income growth: 49.5%
  • Middle-class income range: $40,882 to $122,646

Providence, Rhode Island

  • Median household income 2022: $61,365
  • Five-year median income growth: 52%
  • Middle-class income range: $40,910 to $122,730

Miami

  • Median household income 2022: $54,858
  • Five-year median income growth: 61.4%
  • Middle-class income range: $36,572 to $109,716

Hialeah, Florida

  • Median household income 2022: $49,531
  • Five-year median income growth: 59.7%
  • Middle-class income range: $33,021 to $99,062

Andrew DePietro contributed to the reporting for this article.

Methodology: GOBankingRates determined the cities where the middle class is thriving by analyzing the 200 largest cities in the U.S. by population: (1) median household income in 2022, 2020 and 2017; (2) 2-year median household income growth; (3) 5-year median household income growth; (4) mean income for third quintile (40%-60%) of household earners, 2022, 2020 and 2017; (5) 2-year third quintile income growth; (6) 5-year third quintile income growth. All data was sourced from the U.S. Census Bureau’s 2022, 2020, and 2017 American Community Surveys. All data was collected and is up to date as of April 15, 2024.

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30 Cities Where the Middle Class Is Thriving (2024)

FAQs

Where is the best place to live in the U.S. for the middle class? ›

No. 1 U.S. metro area for the middle class: San Jose-Sunnyvale-Santa Clara. The San Jose-Sunnyvale-Santa Clara metro area in California is the best place for the middle class, according to the LISEP report.

Where are middle class Americans moving to? ›

Three out of the top five cities with the highest income thresholds for the middle class are located in the San Francisco Bay Area in California. These middle income residents need to make at least $81,623 in San Francisco, $84,673 in San Jose and $104,499 in Fremont.

Which state has the strongest middle class? ›

Key Findings. Utah and Idaho remain first and second, respectively. Utah remains the state with the highest percentage of middle-class households and second-most equitable income distribution.

Where do middle class people usually live? ›

States in the South and West account for 11 of the 15 metro areas with the largest middle classes. With a few exceptions (e.g., Yakima, Wash.), most have comparably sized low-income and high-income populations.

Where is middle class growing fastest? ›

China is experiencing the fastest expansion of the middle class the world has ever seen, during a period when the global middle class is already expanding at a historically unprecedented rate thanks in part to some of its neighbors like India.

Where is the best quality of life USA? ›

The best U.S. city for quality of life is Ann Arbor, Mich.

Ann Arbor is the best U.S. city for quality of life. More than 90% of the city's residents live less than a 10-minute from a public park, according to the U.S. News and World report.

Is $80,000 a year middle class? ›

Most middle-class households earn around $80,000 a year. However, you could fall into this category if you make anywhere from $45,000 to $145,000 annually, according to H&R Block. Also See: How Big Is the Average Social Security Check of a Middle-Class Retiree?

What salary is middle class? ›

As of 2022 (the most recent Census data), the average median household income in the U.S. was $73,914, meaning the national range for the middle class is roughly $49,271 to $147,828. Across the nation's largest cities, the range is between $51,558 and $154,590, according to SmartAsset.

What income is considered upper class? ›

Upper middle class: Anyone with earnings in the 60th to 80th percentile would be considered upper middle class. Those in the upper middle class have incomes between $89,745 and $149,131. Upper class: Finally, the upper class is the top 20% of earners and they have incomes of $149,132 or higher.

Which state has the smallest middle class? ›

Washington, DC, had a smaller middle class than any state, with just 36.6% of households in the capital in the middle-income bracket.

Where is the richest middle class in the world? ›

For decades, the United States boasted the honor of having the richest middle-class. However, since 2019 Canada has the wealthiest middle class of any country in the world.

What state ranks highest in quality of life? ›

Massachusetts topped 2023's list, scoring 61 out of 100. New Jersey came in second. New Hampshire, New York, and Wyoming fill out the rest of the top five states to live in, in that order. Several Southern states – Mississippi, Louisiana and Arkansas, among others – rounded out the bottom of WalletHub's rankings.

Is middle class shrinking? ›

The middle class is being affected by a variety of factors including inflation, the aging population and remote work, report shows. The middle class is shrinking as a result of several factors including surging inflation, an aging population, and the rise of remote work, according to a new report from ConsumerAffairs.

What is considered a middle class lifestyle? ›

One commonly used definition from the Pew Research Center sets a middle-class income between two-thirds and twice the national median income, or $67,819 to $203,458 for a family of four in 2022. Most Americans consider the lower end of that range, $75,000 and $100,000, to be middle class, according to the Post poll.

What are the five income classes? ›

Where you rank by income
  • Lower class: less than or equal to $30,000.
  • Lower-middle class: $30,001 – $58,020.
  • Middle class: $58,021 – $94,000.
  • Upper-middle class: $94,001 – $153,000.
  • Upper class: greater than $153,000.
Feb 3, 2024

What state has the lowest middle class income? ›

The state with the lowest barrier of entry to becoming middle-class is Arkansas, where an average annual income of $40,928 is enough.

What is the nicest part of America to live in? ›

The Top 10 Best Places to Live in the US in 2024
  1. Green Bay, WI. Green Bay, located in northeast Wisconsin, combines urban amenities with small-town charm. ...
  2. Huntsville, AL. ...
  3. Raleigh & Durham, NC. ...
  4. Boulder, CO. ...
  5. Sarasota, FL. ...
  6. Naples, FL. ...
  7. Portland, ME. ...
  8. Charlotte, NC.
Jan 31, 2024

What is considered middle class USA? ›

By those metrics, American households earning between $47,189 and $141,568 would be considered middle class.

Where is the cheapest place to live in USA? ›

10 Most Affordable Cities To Live In The U.S.
  • Evansville, Indiana.
  • Fort Wayne, Indiana.
  • Dayton, Ohio.
  • Wichita Falls, Texas.
  • Toledo, Ohio.
  • Akron, Ohio.
  • Springfield, Illinois.
  • Rockford, Illinois.
Mar 26, 2024

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