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Today's 12-month CD rates can be found at 2.02%, 6-month CD rates at 5.00% and 3-month CD rates at 1.50%. Current savings rates are at 5.00% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.75%. Credit Card rates are at 16.50%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates.
To see how these rates compare to UMB Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from UMB Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with UMB Bank CD rates. You can also compare UMB Bank savings rates, MMA rates and mortgage rates using our other rate lists.
UMB Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at UMB Bank? Share your experience about UMB Bank by leaving a review below, or read customer reviews before you decide to use UMB Bank.
UMB Bank Texas Ratio
UMB Bank's Texas Ratio is at 0.96%, which is considered excellent. The Texas Ratio for UMB Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.
Overall, UMB Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.
Rate
APY/APR
vs Avg
12-Month CD
N/A
2.81%
18-Month CD
N/A
2.44%
24-Month CD
N/A
2.39%
36-Month CD
N/A
2.23%
48-Month CD
N/A
2.12%
60-Month CD
N/A
2.50%
Savings
N/A
0.84%
MMA
N/A
1.53%
30-Year Fixed
N/A
6.59%
Credit Card
N/A
14.06%
Personal Loan
N/A
11.27%
MonitorBankRates' Rating
5/5
★★★★★
Review UMB Bank
Compare UMB Bank Rates with Other Competitive Bank and Credit Union Rates
Andrews Federal Credit Union
Online Savings (special)
5.75%
$0
Central Bank Provo, UT
6-Month CD (special)
5.34%
$500
Security Service Federal Credit Union
15-Month CD
5.15%
$500
First Community Bank Beemer, NE
7-Month CD (special)
5.00%
$5,000
GCSB Swayzee, IN
54-Month CD
4.52%
$1,000
Banesco USA
18-Month CD (special)
4.50%
$1,500
Freedom Bank of Virginia
24-Month CD
4.50%
$500
United States Senate Federal Credit Union
12-Month CD (Plus Jumbo)
4.45%
$200,000
First Oklahoma Bank
12-Month CD
4.25%
$1,000
Vermont State Bank
36-Month CD
4.19%
$500
FNB of Hereford
24-Month CD
4.04%
$50,000
Charter Bank TX
Money Market
4.00%
$500,000
Second Federal S&L
18-Month CD
4.00%
$500
Bellevue State Bank
24-Month CD
3.79%
$2,500
Popular Bank
48-Month CD
3.65%
$1,000
Haviland State Bank
48-Month CD
3.30%
$500
Grand Valley Bank
36-Month CD
3.25%
$500
Commerce Bank & Trust
48-Month CD
3.04%
$500
Harvest Bank
48-Month CD
Gateway Bank Mendota Heights, MN
48-Month CD
2.65%
$1,000
Community Bank of Wichita
48-Month CD
2.55%
$500
Bank of Hartington
48-Month CD
2.52%
$1,000
FSB of Cando
48-Month CD
2.50%
$500
Bristol Morgan Bank
24-Month CD
2.40%
$500
State Bank of Cherry
24-Month CD
2.32%
$1,000
Finworth
3-Month CD
2.27%
$50,000
600 Atlantic Federal Credit Union
6-Month CD
1.90%
$2,500
The Bank of Tescott
12-Month CD
1.84%
$0
Prairie Community Bank
18-Month CD
1.70%
$1,000
HomePride Bank
18-Month CD
1.51%
$500
Farm Bureau Bank FSB
3-Month CD
1.30%
$1,000
HomeBank
12-Month CD
1.26%
$2,500
Cayuga Lake National Bank
24-Month CD
1.15%
$500
Genoa Community Bank
Savings
0.80%
$100
Northside Community Bank
12-Month CD
0.75%
$1,000
Winter Hill Bank
48-Month CD
0.65%
$500
Rocky Mountain Bank
60-Month CD
0.60%
$1,000
Institution for Savings
18-Month CD
0.50%
$500
The Huntington National Bank
48-Month CD
0.50%
$1,000
Bogota Savings Bank
24-Month CD
0.50%
$1,000
Buena Vista National Bank
Regular Savings
0.40%
$50
Round Top State Bank
Money Market
0.35%
$2,500
FSB Louise, TX
Savings
0.25%
$100
Bank of Greene County
18-Month CD
0.25%
$1,000
1st Community Federal Credit Union
Money Market
0.25%
$2,500
FirstOak Bank
Money Market
0.25%
$100,000
Abri Credit Union
Savings (Prime Shares)
0.10%
$5
F&M Bank and Trust Company
Money Market
0.02%
$1,000
PNC Bank
18-Month CD
0.02%
$1,000
American Savings Bank, FSB
Statement Savings
0.02%
$100
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
Mortgage Rates August 10, 2024
Institution for Savings
15-Year Fixed
4.750%
5.110%
2.000
Chase Bank
15-Year Fixed
5.000%
5.152%
0.000
1st Northern California Credit Union
7-Year Fixed
4.990%
5.287%
0.500
Navy Federal Credit Union
15-Year Fixed
5.125%
5.317%
0.250
Freedom Credit Union
15 Year Fixed
5.250%
5.317%
0.000
NASA Federal Credit Union
15-Year Fixed
5.125%
5.332%
0.000
Genisys Credit Union
10 Year Fixed
5.250%
5.351%
0.726
American Eagle Financial Credit Union
15-Year Fixed
5.125%
5.372%
0.000
Nuvision Federal Credit Union
15-Year Fixed
5.125%
5.405%
1.000
Peoples Trust Co. of St. Albans
15-Year Fixed
5.375%
5.413%
0.000
GTE Federal Credit Union
15 Year Fixed
5.250%
5.418%
0.500
Farmers State Bank Waterloo, IA
15-Year Fixed
5.375%
5.431%
0.000
Sikorsky Credit Union
15-Year Fixed
5.375%
5.431%
0.000
Genisys Credit Union
15 Year Fixed
5.375%
5.445%
0.731
One Nevada Credit Union
15 Year Fixed
5.250%
5.451%
1.000
Meridian Trust Federal Credit Union
15 Year Fixed
5.250%
5.452%
0.000
Wells Fargo
15 Year Fixed
5.125%
5.454%
1.000
Apple Federal Credit Union
15-Year Fixed
5.250%
5.487%
1.000
Citi
15-Year Fixed
5.375%
5.510%
0.875
First Technology Federal Credit Union
15-Year Fixed
5.500%
5.517%
0.113
Freedom Credit Union
5/1 ARM
5.500%
5.540%
0.000
Kirtland Federal Credit Union
15 Year Fixed
5.250%
5.547%
0.000
Luana Savings Bank
15-Year Fixed
5.500%
5.549%
0.000
American Bank, N.A. Le Mars, IA
10-Year Fixed
5.375%
5.552%
0.500
Grow Financial Federal Credit Union
5/1 ARM
5.125%
5.585%
0.000
Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.
Our apologies, we do not have UMB Bank rate data right now, check back for updates, we are adding rates all the time.
UMB Bank Information
UMB Bank
1010 Grand Blvd
Kansas City, MO 64106
Jackson
Established Date: 08/28/1902
FDIC Certificate #: 8273
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: UMB FINANCIAL CORP
How Many Domestic U.S. Offices? 103
How Many Branches are There? 105
Website: https://www.umb.com
Is UMB Bank FDIC Insured? Yes
What is UMB Bank's Cert number? 8273
What is the maximum amount for insured deposits? $250,000 per holder, per account
UMB Bank Financials
Total Assets:
$40,354,002,000
Total Deposits:
$32,076,770,000
Equity Capital:
$2,857,915,000
Domestic Deposits:
$32,076,770,000
Net Income:
$94,815,000
Return on Assets:
0.9651%
Quarterly Return on Assets:
0.9600%
Pretax Return on Assets:
1.1808%
Pretax Quarterly Return on Assets:
1.1800%
Return on Equity:
14.5100%
Quarterly Return on Equity:
13.6800%
Common Equity Tier 1 Capital Ratio:
11.2722%
Tier 1 Risk-Based Capital Ratio:
11.2722%
Leverage Tier 1 (Core Capital) Ratio:
8.5894%
Total Risk-Based Capital Ratio (YTD):
11.8745%
Total Interest Income (YTD):
2.7522%
Headquarters:
Kansas City
FDIC Field Office:
Kansas City
Regulator:
OCC
County:
Jackson
# of Offices:
103
Metropolitan Statistical Area (MSA):
Kansas City, MO-KS
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC
Best Savings Account Rates Kansas City, MO
The currentnational average savings account rate/money market account ratefor accounts with balances of $2,500 is0.34 percent. You can find banks and credit unionsthat offer savings rates and money market account rates higher than the national average.
Wesearched our savings rates/money market rates tablefor rates in Kansas City, Missouri. Asof today, Bank of Internet USA andBancorpSouth are bothoffering a savings account rate of 1.49 percent with an annual percentage yield (APY) 1.50 percent. BancorpSouth has some account requirements to earn the rate and yield.Find the highest savings account rates and money market account rates by searching our rate tables here: SavingsAccount.MonitorBankRates.com Read more...
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Record low mortgage rates todayhave helped the housing market recover from the worst bust since the Great Depression. Two positive quarterly earnings reports from the government-controlled mortgage finance giants, Freddie Mac and Fannie Mae, lend optimism that we haveseen the end ofhome price declines.
American Express National Bank CD Rates Lowered
American Express National Bank CD rates were lowered on both regular and jumbo certificates of deposit. Despite the fact CD rates at American Express National Bank were lowered, the bank's rates are still very competitive. For example, 2 year CD rates fromAmerican Express were lowered 15 basis points to 2.65 percent. The current FDIC national average 2 year CD rate is much lower at 0.87 percent.
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